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Need to pay off debt, save up for a huge expense, try your hand at investing, or just manage your money better? While XY Planning Network does an amazing job with helping equip you with the knowledge and tools needed to make sound financial decisions, we wanted to highlight many other helpful resources to set you up for financial success.
Here are just a few apps, websites and personal development programs and classes and other tools for financial success that are worth checking out:
Websites and Resources
You can check your credit report from all three bureaus for free each year with this website. Once you check your report online, it’s advised that you print it out for your records because you can only utilize this feature for free once a year.
This site releases articles each day to provide knowledge and insight to readers who are interested in investing and managing wealth. There are also tutorials, tools and reports like the latest updates on the market and a Stock Simulator that lets you practice investing with imaginary cash.
This community blog is operated by several contributors who share their own personal tips, strategies and insight on living frugally and saving money. If you’re looking for practical tips and personal stories along with plenty of financial lessons learned, this website will be a fun and insightful read.
Sites for Personal Development
This program includes a set of informational videos that cover basic financial topics like interest and debt, housing, inflation, taxes, banking, investing and beyond. The videos do a nice job of covering finance as a whole and many helpful tools for financial success, along with how and why it affects your life in certain ways.
This program is available worldwide and provides advanced teachings and seminars on relationships, communication, productivity and leadership just to name a few areas.
Sometimes, improving your finances is not just about money and requires you to change your mindset and some of your behaviors. Landmark provides a unique solution when it comes to improving all aspects of your life so you can be motivated, inspired and driven to reach your other goals.
If you are just starting out on your financial journey, personal finance guru Dave Ramsey created a resource to allow you to make significant progress when it comes to gaining control over your money and building wealth. The process starts with saving up a baby emergency fund of $1,000. Dave Ramsey’s guidelines are an easy concept to grasp and highly effective.
Apps and Other Online Tools for Financial Success
If you need to save more but have trouble being intentional about it, you can try Digit, a free app that automates your savings. Digit connects to your bank account and analyzes your spending so it can determine how much money to store in a separate FDIC insured savings account.
Some people don’t even realize the small withdrawals the app makes from their account to save -- but the app promises to never withdraw more than you can actually afford. And you can always transfer the money back into your checking account if you need to.
Need an ATM? ATM fees can be up to $3 to $4 if you use a machine out of your bank’s network, and this adds up over time. This app that lets you track down the nearest ATM that you can use while avoiding having to pay a fee.
If you would like to see where your money is going each month so you can manage your finances better, Mint is another free app that allows you to check your spending each month.
Mint safely connects to all your account and tracks all your spending in a simplified manner so you can see everything at once. You can also set reminders and create goals with the app.
This paid budgeting software allows you to improve your budgeting skills by digitalizing the age old ‘envelope budgeting system’. Good Budget allows you to create digital envelope’ for each budget category, then it tracks how much you’re spending from each envelope so you can stick to your predetermined budget better.
Credit Karma, a website that allows you to check and track your credit score and report from two of the three major credit bureaus, also has an app so you can manage your credit on the go.
Books to Read
Gratitude Works by Robert A. Emmons
Gratitude can often be a huge factor in determining your financial success. If you aren’t grateful for what you have, you may end up wanting more and more which can eventually lead to debt.
This book not only discusses the basics of gratitude, but it helps shift your mindset from wondering how gratitude works, to specifically how you can get more of it.
How to Fix Your Credit: 101 Credit Tips by Dominique Brown
Dominique Brown is a Licensed Financial Advisor, coach, REALTOR®, and best-selling author who shares powerful tips for legally improving your credit score and repairing bad credit.
This book shares tips on everything from the meaning behind your credit score and how it can impact your financial future, along with how to avoid credit repair scams.
A Random Walk Down Wall Street by Burton G. Malkiel
This book has several editions in order to provide updated details and information about investing. This book has been praised by Forbes, The Wall Street Journal, and Chicago Tribune as one of the first books you should read when starting a portfolio.
The Richest Man in Babylon by George Samuel Clason
This classic book first published in 1926 takes a unique approach to financial education by offering common sense financial advice through ancient parables. Clason reveals the Babylonians’ secrets for creating, growing, and preserving wealth.
About the Author: Chonce is a freelance writer who's passionate about helping others get out of debt and work toward financial stability. You can connect with her on her blog, MyDebtEpiphany.com.
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