Good Financial Reads: Real Estate and Refinancing in 2021

Real estate and refinancing in 2021

The State of Real Estate

by Ella Taylor, Ella Financial Advising

Who knew the pandemic would set off a housing boom, the likes of which haven't been seen since 2005? According to an article in Forbes (Richardson 2021), "U.S. housing gained about $2.5 trillion in value in 2020 — the most in a single year since 2005, according to a new Zillow analysis. The full stock of U.S. housing is now worth $36.2 trillion."

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Interest Rates Remain Low. Should you Refinance? 3 Things to Consider...

by Jamie Lima, Woodson Wealth Management

If you purchased your house when interest rates were higher than current record lows, you might be wondering: should I refinance? You’d think the answer would be simple: a lower interest rate is better, right?

However, the right choice really depends on your situation.

And with the way fees and mortgage interest work, a refinance can sometimes be a bad deal.

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Should I Buy a House Now?

by Keith Spencer, Spencer Financial Planning

The housing market is a bit nuts, no?

Or, maybe you're reading this in the future when the housing market isn't nuts, in which case: Hi, future you!

Either way, this article will hopefully help you think through (a) whether to purchase a home and (b) how much home to purchase.

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It's a Seller's Market

by Rob Stoll, Financial Design Studio

One of the more remarkable things we’ve seen over the last 7 months of the COVID pandemic is the uninterrupted strength of the housing market. After a brief dip in March and April, home sales have been on fire. The question for prospective buyers/sellers of homes is whether now is a good time to buy/sell. What we do know: it’s a home seller’s market!

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Following along with the blogs of financial advisors is a great way to access valuable, educational information about finance — and it doesn’t cost you a thing! Our financial planners love to share their knowledge and help everyone regardless of age or assets.

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