Good Financial Reads: On Wheels

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Following along with the blogs of financial advisors is a great way to access valuable, educational information about finance — and it doesn’t cost you a thing! Our financial planners love to share their knowledge and help everyone regardless of age or assets.
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Catch up on some of the latest posts with this week's roundup:

4 Frequently Asked Questions On Auto Insurance

by Jiyao Xu, X and Y Advisors, Inc.

In today’s world, natural disaster, terrorist attack, plane crash, etc. are all over the news. However, for the majority of the people, the chance of being directly affected by those tragedies is relatively low. On the other hand, most people are exposed to a more common risk in our daily life: a car accident. Today, I will answer some of the most frequently asked questions on auto insurance.

[Read the Full Article]

 

TaaS and Electric Cars: The End of Car Ownership and Big Oil

by Patrick Dinan, Impact Fiduciary LLC

In 2011, my love affair with Uber began while I was living in San Francisco. I had walked to the grocery store and, after shopping, hadn’t for the life of me been able to flag down a cab. I felt like the guy ignored by the bartender at a crowded bar. Everyone around me kept getting served. As my ice cream melted, I finally hit a button on my phone and, minutes later, a black limo arrived exactly where I had requested it. Magic! The driver got out of the car and helped me load my groceries. I instantly went from schmuck to rock star. On that day, I became an evangelist for Uber, spreading the good word to all my friends. I was convinced that it was the beginning of the end for the cab industry.

[Read the Full Article]

 

Should You Lease Or Buy A New Car?

by Jiyao Xu, X and Y Advisors, Inc.

Don’t get me wrong. I firmly believe that in many cases it is the most economical way to buy a secondhand car and keep it for years before you buy a brand new one. However, for those of you who prefer a new car, I hope this blog could help you decide whether to lease or buy.

In my opinion, if you break down the component of the payment, you would have a better understanding about the difference between leasing and financing a car.

[Read the Full Article]

 

Stop Cleaning Your Car

by Brad Bobb,Bobb Financial, Inc

I grew up with a dad that loved working. I’m not just talking about his day job, but on weekends and evenings, he would try to find work around the house to do. He would work on the yard, clean our cars, clean/organize the garage, chop wood, and many other household chores. And guess what, if I was home, I was expected to help him.

Fast forward many years later, and I still have a tendency to do things myself. The main reason I clean my own cars, wax my cars, clean the house, and do the yard work is because I’m tight (or frugal, to put it politely). I don’t like the idea of paying others to do something that I am able to do.

[Read the Full dArticle]

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