Good Financial Reads: How to Boost ROI with Equity Compensation: Direct, ESPPs, ESOPs, NSOs, or ISOs

How to Boost ROI with Equity Compensation Direct, ESPPs, ESOPs, NSOs, or ISOs

How Family Businesses Can Encourage Direct Equity Ownership, and Why That’s Important

by Craig Toberman, Toberman Wealth

When you own a family business, it’s not uncommon to keep the ownership among blood relatives.

But as your business continues to grow and thrive, you may find yourself identifying certain non-family members who could help take your company to the next level, even after your retirement.

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Understanding Employee Stock Purchase Plans (ESPPs)

by Paul Saad, Collabria Capital

A Breakdown of the ESPP Cycle

Enrollment/Offering Date

An ESPP is a benefit extended at some publicly traded companies that grants employees the ability to buy their employer’s stock at a discount. Employees usually can enroll twice a year in the plan and choose the percentage of salary to contribute, typically up to 15% of annual salary or $25,000.

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All About ESOPs

by Jason Speciner, Financial Planning Fort Collins

The first employee stock ownership plan (ESOP) was born in 1956. It all started when the 80-year-old co-owners of a newspaper wanted to sell their business and not see the new owner lay off their loyal employees. Their solution was to sell the business directly to the employees. 

But the new problem was that the employees could not come up with the cash or financing to make the purchase.

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All About ISOs — and NSOs, Too

by Jason Speciner, Financial Planning Fort Collins

If you’ve already read up on incentive stock options (ISOs) and nonqualified/nonstatutory stock options (NSOs) in our blog on equity comp but have been wanting to take a deeper look, look no further. (And if you haven’t yet, you can head to NSO, ISO, RSU, ESPP, AND ESOP: Making Sense of Equity Compensation Alphabet Soup for the basics.) 

[Read the Full Article]


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