Monique Dutkowsky is Vice President of XYPN Ops. In her role, she researches and develops new service lines for XYPN’s 1600 members (and counting!) to help them live their best lives. She is an economist and former adjunct professor of economics at Montana State University. When she’s not playing with her three kids, she spends her time enjoying the beauty of Montana through trail running, backpacking, and skiing.